Here's the thing:
The poorer a family is, the less they care for their home. There are all kinds of reasons for this: from the obvious -- poor people have less money to tend to repairs -- to less obvious but equally understandable -- poor people are often caught in a cycle of poverty in which the standard of living is generally lower.
The above is not to say that all poor people are terrible housekeepers and all rich people are good housekeepers. My family is in the upper middle class, and our house is a pig sty. I know many people poorer than us who are much better caretakers, and people richer who take worse care. But it's a general trend.
It is also a fact that non-white people are generally more likely to live in poverty than white people. Again, this is not a rule -- and even less of a rule than the above. There are millions of ultra-rich non-white people, and at millions of poor whites. But it doesn't take much demographics work to see that black and brown folk are over-represented in the lower classes, and under-represented in the higher classes.
Why is this? Again, there are a lot of reasons. Some of these reasons are well-known, well documented, and not debatable. Other reasons are hotly debated.
I am mixed race, pass for white. I was lucky enough to have spent the first 40 years of my life with a brother who was adopted and African American. (He passed away almost 10 years ago now.) I know that I didn't witness all the crap that he dealt with, and that in some ways he may have had it worse by being in a mixed family rather than being raised by a black family. But I saw enough. I still see it, dealing with my nieces, nephews, sisters and new brother-in-law (whom the family welcomes with loving arms).
I invite any white person to spend one day with a non-white person. One entire day. Eat meals at a restaurant. Go shopping with them. Go to the bank with them. Go to a movie with them. Hang out in public with them, and then come back and tell me there's no such thing as systematic racism.
