Yes, Bonnie--I wrote that, and yes, obeying is a work, and keeping the commandments is a work. And God gives His grace unto life, as a personal reception ---only to them which obey Him.
So your beliefs are contrary to the Bible:
Rom. 4:1 What then shall we say was gained by Abraham, our forefather according to the flesh? 2 For if Abraham was justified by works, he has something to boast about, but not before God. 3 For what does the Scripture say? “Abraham believed God, and it was counted to him as righteousness.” 4 Now to the one who works, his wages are not counted as a gift but as his due. 5 And to the one who does not work but believes in him who justifies the ungodly, his faith is counted as righteousness, 6 just as David also speaks of the blessing of the one to whom God counts righteousness apart from works:
Rom. 4:7 “Blessed are those whose lawless deeds are forgiven, and whose sins are covered; 8 blessed is the man against whom the Lord will not count his sin.”
Not to mention:
Eph. 2:8 ... And this is not your own doing ...
Eph. 2:9 not a result of works, so that no one may boast.
2 Tim. 1:9 who saved us ... not because of our works
Tit. 3:5 he saved us, not because of works ...
Rom. 4:5 And to the one who does not work ... his faith is counted as righteousness,
Rom. 4:6 ... the one to whom God counts righteousness apart from works:
Rom. 11:6 But if it is by grace, it is no longer on the basis of works;