I've refuted it a thousand times over. You just haven't been paying attention. Again, your premise is ambiguous - intentionally so, according to your earlier post. You conflate knowledge of reality and the existence of reality. No-one denies that knowledge must be located in minds, but your conclusion requires more than this. It requires reality itself to only be able to be located in a mind, and that is false - the alternative location is MIPUST, which you've never been able to disprove. You just keep getting confused about what mind-independence means, conflating knowledge and existence a second time by wrongly thinking that we'd have to be able to know MIPUST without using our minds. You also ignore the point, now being made against you by several posters, that you cannot locate reality in anything else, as that something else would then by definition not exist or be real. But by all means, keep telling yourself you haven't been refuted. No-one else will believe that lie, but you might be able to convince yourself - after all, your epistemic standards are clearly not very high, so you should find yourself easy to convince.