Consider what Calvin says on Ephesians 1:4-5, and not just because of what he had to say of people who believe as you do: (citation:
https://biblehub.com/commentaries/calvin/ephesians/1.htm parts of verses 4 and 5)
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4. According as he hath chosen us. The foundation and first cause, both of our calling and of all the benefits which we receive from God, is here declared to be his eternal election. If the reason is asked, why God has called us to enjoy the gospel, why he daily bestows upon us so many blessings, why he opens to us the gate of heaven, -- the answer will be constantly found in this principle, that he hath chosen us before the foundation of the world. The very time when the election took place proves it to be free; for what could we have deserved, or what merit did we possess, before the world was made? How childish is the attempt to meet this argument by the following sophism! "We were chosen because we were worthy, and because God foresaw that we would be worthy." We were all lost in Adam; and therefore, had not God, through his own election, rescued us from perishing, there was nothing to be foreseen. The same argument is used in the Epistle to the Romans, where, speaking of Jacob and Esau, he says,
"For the children being not yet born, neither having done any good or evil, that the purpose of God according to election might stand, not of works, but of him that calleth." (
Romans 9:11.)
But though they had not yet acted, might a sophist of the Sorbonne reply, God foresaw that they would act. This objection has no force when applied to the depraved natures of men, in whom nothing can be seen but materials for destruction"
Calvin gives a clear explanation of what I was saying when your belief would cause the whole of creation to implode. For all have sinned and fallen short of the glory of God, to the point that if God had not chosen to save anyone, there would be nothing to foresee, for everyone would be off sinning in their own little world. Without God's intervention, no one would/could ever be worthy. No one would/could come to God. They are all to busy "going their own way." (Part of the prophesy of none being righteous, and none seeking after God. Basically the reason why none are righteous and none seek after God. They are too busy doing their own thing, which, if you truly believe in a sin nature, is following their sin nature.)
"5. Who hath predestinated us. What follows is intended still further to heighten the commendation of divine grace. The reason why Paul inculcated so earnestly on the Ephesians the doctrines of free adoption through Christ, and of the eternal election which preceded it, has been already considered. But as the mercy of God is nowhere acknowledged in more elevated language, this passage will deserve our careful attention. Three causes of our salvation are here mentioned, and a fourth is shortly afterwards added. The efficient cause is the good pleasure of the will of God, the material cause is, Jesus Christ, and the final cause is, the praise of the glory of his grace. Let us now see what he says respecting each.
To the first belongs the whole of the following statement God hath predestinated us in himself, according to the good pleasure of his will, unto the adoption of sons, and hath made us accepted by his grace. In the word predestinate we must again attend to the order. We were not then in existence, and therefore there was no merit of ours. The cause of our salvation did not proceed from us, but from God alone. Yet Paul, not satisfied with these statements, adds in himself. The Greek phrase is, eis hauton, and has the same meaning with en hauto. By this he means that God did not seek a cause out of himself, but predestinated us, because such was his will.
But this is made still more clear by what follows, according to the good pleasure of his will. The word will was enough, for Paul very frequently contrasts it with all outward causes by which men are apt to imagine that the mind of God is influenced. But that no doubt may remain, he employs the word good pleasure, which expressly sets aside all merit. In adopting us, therefore, God does not inquire what we are, and is not reconciled to us by any personal worth. His single motive is the eternal good pleasure, by which he predestinated us. [109] Why, then, are the sophists not ashamed to mingle with them other considerations, when Paul so strongly forbids us to look at anything else than the good pleasure of God?
Lest anything should still be wanting, he adds, echaritosen en chariti [110] This intimates, that, in the freest manner, and on no mercenary grounds, does God bestow upon us his love and favor, just as, when we were not yet born, and when he was prompted by nothing but his own will, he fixed upon us his choice. [111]"
God chose us, before the foundation of the world, to intervene in our lives, to turn us from our own destruction towards Himself. Yet, this is all a spiritual dimension, but our spirit is dead. Regeneration is the spirit being made alive. Born again, that's salvation.