you seemed confused:
from faithful, knowledgeable, Church-loving, Catholic apoplecticist Jimmy Akin
"that Catholics can also accept the formula of justification sola fide (by faith alone), provided this phrase is properly understood.
Thus the position being condemned is the idea that we are justified by intellectual assent alone (as per James 2).
if the term faith is being used to refer to faith formed by charity then the Catholic accepts the idea of justification by faith alone."
from faithful, knowledgeable, Church-loving, Catholic Author Peter Kreeft
quote
"How do I resolve the Reformation?
Is it faith alone that justifies, or is it faith and works?
Very simple. No tricks.
On this issue I believe Luther was simply right; and this issue is absolutely crucial.
As a Catholic I feel guilt for the tragedy of Christian disunity because the church in the fifteenth and sixteenth centuries was failing to preach the gospel.
Whatever theological mistakes Luther made, whatever indispensable truths about the Church he denied, here is an indispensable truth he affirmed — indispensable to union between all sinners and God and union between God’s separated Catholic and Protestant children."
end quote
Pope Francis
Nowadays, Lutherans and Catholics, and all Protestants, are in agreement on the doctrine of justification: on this very important point he (Luther) was not mistaken.
Pope Benedict XVI
“Luther’s expression sola fide is true
if faith is not opposed to charity, to love” (Wednesday Audience, Nov. 19, 2008).
Faith is NOT opposed to charity, to love
THEREFORE sola fide is true