Your prideful heart is hardened against God, Tom. You resent His declaring you, "totally depraved," on account of the fall.
Howie as usual fails to address scripture
Howie fabricates
God does justify the ungodly when they believe
Howie insults the word of God
God saves believers and God justifies believers,
He does not save unbelievers nor does he justify them
Acts 16:30–31 (KJV 1900) — 30 And brought them out, and said, Sirs, what must I do to be saved? 31 And they said, Believe on the Lord Jesus Christ, and thou shalt be saved, and thy house.
Romans 10:9 (KJV 1900) — 9 That if thou shalt confess with thy mouth the Lord Jesus, and shalt believe in thine heart that God hath raised him from the dead, thou shalt be saved.
Ephesians 2:8 (KJV 1900) — 8 For by grace are ye saved through faith; and that not of yourselves: it is the gift of God:
2 Thessalonians 2:10 (KJV 1900) — 10 And with all deceivableness of unrighteousness in them that perish; because they received not the love of the truth, that they might be saved.
John 3:16–18 (KJV 1900) — 16 For God so loved the world, that he gave his only begotten Son, that whosoever believeth in him should not perish, but have everlasting life. 17 For God sent not his Son into the world to condemn the world; but that the world through him might be saved. 18 He that believeth on him is not condemned: but he that believeth not is condemned already, because he hath not believed in the name of the only begotten Son of God.
John 3:36 (KJV 1900) — 36 He that believeth on the Son hath everlasting life: and he that believeth not the Son shall not see life; but the wrath of God abideth on him.
Unbelievers are not saved.
add to that the fact your major premise is defective
One is not godly until his sins are forgiven, and he is saved from them
Romans 4:5 (KJV 1900) — 5 But to him that worketh not, but
believeth on him that justifieth the ungodly, his faith is counted for righteousness.
here man is both a believer and ungodly
it is believers who he justifies
Romans 3:26–30 (KJV 1900) — 26 To declare, I say, at this time his righteousness: that he might be just, and
the justifier of him which believeth in Jesus. 27 Where is boasting then? It is excluded. By what law? of works? Nay: but by the law of faith. 28 Therefore we conclude that a man is
justified by faith without the deeds of the law. 29 Is he the God of the Jews only? is he not also of the Gentiles? Yes, of the Gentiles also: 30 Seeing it is one God, which
shall justify the circumcision by faith, and uncircumcision through faith.
Verse after verse refutes his theology yet he is so possessed by the TULIP he cannot see it.
and argues for what never appears in scripture